Terms and Conditions of Red Creek Capital LLC

Red Creek Capital LLC is a commercial finance brokerage and marketplace platform. We are not a direct lender, and we do not make credit decisions or extend financing ourselves. Instead, we connect business owners with a network of independent third-party lenders and alternative financing providers.

All funding decisions, including approvals, rates, terms, and repayment schedules, are made solely by the funding providers and are subject to their underwriting criteria. Red Creek Capital LLC does not guarantee any particular outcome, rate, or funding amount.

By using this website or submitting a form, you acknowledge and agree that:

• Red Creek Capital LLC is acting solely as an intermediary.

• Any funding arrangement is made directly between you and the third-party provider.

• We do not charge upfront fees and do not participate in lender decision-making.

Funding product availability and eligibility may vary depending on factors such as industry, revenue, time in business, and credit profile. Please carefully review all terms and disclosures from the lender before accepting any financing offer.

If you have questions about any funding offer or wish to verify a provider’s credentials, we encourage you to consult with a licensed financial advisor or attorney before proceeding.

Effective Date: 1/01/2025

1. General Terms

These Terms govern your use of Red Creek Capital LLC’s (“Company,” “we,” “our”) services and websites. By accessing or utilizing our services, you agree to these Terms. If you do not agree, discontinue use immediately.

2. Use of Services

You may use our services only for lawful purposes and in compliance with these Terms. Unauthorized use may result in termination of access and potential legal action. The services provided on this website are for residents of the USA only.

3. Application Process and Eligibility

Applicants must provide accurate and complete information as part of the funding application process. The Company reserves the right to verify all details and deny or terminate applications at its sole discretion. Any misrepresentation may lead to legal consequences.

4. Representations and Warranties

By submitting an application, you warrant that:

• You are authorized to act on behalf of your business.

• Your application information is truthful and accurate.

• You are not subject to restrictions or conditions that would prevent you from complying with these Terms.

5. Intellectual Property

All content, trademarks, logos, and proprietary materials on our platforms are owned or licensed by Red Creek Capital LLC. Unauthorized use, modification, or distribution of these materials is prohibited.

6. Privacy and Confidentiality

Red Creek Capital LLC adheres to strict privacy standards. Personal and business information provided during the application process will be used as outlined in our Privacy Policy. By applying, you consent to these practices, including the potential use of your information for decision-making and credit verification purposes​

7. Funding Terms and Agreements

All funding arrangements are subject to the terms outlined in individual funding agreements. These include:

• Repayment schedules and penalties for late payments.

• Fees and rates associated with funding.

• Flexibility provisions, such as early repayment terms.

Failure to adhere to the funding agreement may lead to additional charges, legal action, or termination of funding​

8. Amendments to Terms

Red Creek Capital LLC reserves the right to amend these Terms at its discretion. Changes will be communicated via our website or other channels, and continued use of our services constitutes acceptance of revised terms.

9. Governing Law and Dispute Resolution

These Terms and any agreements are governed by the laws of Utah, USA. Disputes will be resolved through binding arbitration in accordance with the rules of Utah, USA.

10. Indemnification

Applicants and users agree to indemnify Red Creek Capital LLC and its affiliated lenders and partners against any losses, claims, or damages arising from misuse of services, violation of these Terms, or breaches of representations made during the application process.

11. Limitation of Liability

The Company is not liable for any indirect, incidental, or consequential damages arising from the use of its services. Total liability, if any, is limited to the funding amount provided under applicable agreements​

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12. Contact Information

For assistance or inquiries, please contact:

 Red Creek Capital LLC

7533 S CENTER VIEW CT #4930

WEST JORDAN, UT, 84084, USA

support[@]redcreekcapital.com

(435) 383-2037