Here Are the Services We offer
Merchant Cash Advance (MCA)
- Quick Access to Funds: MCAs provide rapid access to capital, often within days, making them ideal for businesses needing immediate cash flow.
- Flexible Repayment: Repayment is based on a percentage of daily credit card sales, so payments adjust with cash flow. This is helpful during slower sales periods.
- No Collateral Required: Most MCAs don’t require collateral, which makes it a good option for businesses that lack significant assets.
- Easy Qualification: Since qualification is based more on cash flow than credit history, MCAs are accessible to businesses with lower credit scores.
Equipment Financing
- Preserves Working Capital: Equipment financing allows businesses to purchase necessary equipment without using their own capital upfront, helping maintain cash reserves.
- Asset-Backed Security: The equipment itself often serves as collateral, which can mean easier qualification compared to unsecured loans.
- Tax Benefits: Businesses can often deduct interest and depreciation on financed equipment, providing tax savings.
- Flexible Terms: Loan terms are generally matched to the expected lifespan of the equipment, allowing for manageable payments.
Invoice Factoring
- Improved Cash Flow: Invoice factoring provides immediate cash by advancing funds based on unpaid invoices, addressing gaps in cash flow for businesses with long payment cycles.
- No New Debt: Since factoring advances cash based on accounts receivable, it’s not technically a loan and won’t add to the company’s debt.
- Easy Qualification: Approval for factoring often depends on the creditworthiness of the invoiced customers, making it accessible to businesses with weaker credit.
- Outsource Collections: Factoring companies often handle collections, which can free up resources for the business to focus on growth.
Business Line of Credit
- Flexibility and Control: A line of credit gives businesses the flexibility to borrow only what they need, when they need it, up to a pre-approved limit.
- Revolving Credit: As payments are made, the funds become available again, making it ideal for covering ongoing expenses or unexpected costs.
- Interest on Used Funds Only: Interest is typically charged only on the amount drawn, so businesses aren’t paying interest on the full credit limit.
- Builds Business Credit: Consistently managing a line of credit responsibly can help build the business’s credit profile, opening doors to more financing options in the future.
Financial Health Assessment $497
We evaluate the overall financial condition of your business to identify strengths, weaknesses, and opportunities for improvement.