Frequently Asked Questions

1. What services do you offer as a commercial finance broker?

We specialize in connecting businesses with the right financing solutions to meet their needs. Our services include:

• Business Loans (e.g., term loans, SBA loans)
• Equipment Financing
• Invoice Factoring
• Merchant Cash Advances
• Revenue-Based Financing
• Business Lines of Credit

We work with a network of trusted lenders to secure competitive terms and ensure a smooth funding process.

2. How does the funding process work?

Our process is straightforward:

1. Initial Consultation: We assess your financial needs and goals.
2. Documentation: You’ll provide necessary financial information and business details.
3. Matching: We identify financing options tailored to your situation.
4. Approval: After submitting your application, we guide you through lender approvals.
5. Funding: Once approved, funds are disbursed, often within a few days.

3. Do you charge any fees for your services?

Our fees depend on the specific financing solution you select. In some cases, lenders may cover our fees as part of their offering. We’ll always disclose any costs upfront, ensuring full transparency.

4. What types of businesses do you work with?

We serve a wide range of industries, including but not limited to:

• Healthcare and medical practices
• Food and beverage businesses
• Retail and e-commerce
• Manufacturing
• Construction
  No matter the size of your business, we can find a solution that fits.

5. What are the qualifications for obtaining financing?

Qualifications vary depending on the type of financing. Factors lenders typically consider include:

• Credit Score
  
• Annual Revenue
• Time in Business
• Collateral Availability (if applicable)

We’ll help you understand the specific requirements for your chosen financing option.

6. How long does it take to get approved and receive funding?

Approval times vary based on the financing type, they are generally but not eactly as follows:

• Invoice Factoring: Often 24-48 hours
• Merchant Cash Advances: 1-3 days
• Business Loans: 1-2 weeks
• Equipment Financing: 2-5 days
  We work to expedite the process and keep you informed every step of the way.

7. Do you help businesses with poor credit?

Yes! We offer financing options designed for businesses with less-than-perfect credit, such as invoice factoring and merchant cash advances. These solutions focus more on your business’s revenue or accounts receivable rather than personal credit scores.

8. Can I refinance existing debt through your services?

Absolutely. We can help you consolidate or refinance existing debt to lower your monthly payments or secure more favorable terms.

9. What makes working with a broker different from going directly to a lender?

As brokers, we provide:

• Access to Multiple Lenders: Broader options than a single lender.
• Customized Solutions: Tailored recommendations based on your business’s unique needs.
• Expert Guidance: We simplify the application process and negotiate terms on your behalf.

10. How can I get started?

Getting started is easy! Contact us via our online form, call us at (435) 383-2037, We’ll schedule a free consultation to discuss your financing needs. 0r just click the apply button below